Structuring your investments for retirement: maximising the benefits of super
Two-thirds of Australians fear they won’t have accumulated enough money to retire comfortably. This concern is particularly pronounced among baby boomers (52%) and Generation X (38%), while millennials express slightly more confidence, with only 31% feeling “not confident” about having the necessary funds for retirement.1 Source: https://www.findex.com.au/insights/article/preparing-for-retirement-two-in-three-australians-fear-they-dont-have-enough Superannuation as a starting point At the forefront […]
Share Investing vs Share Trading, and how it affects your tax
In our last article Income Investing vs Growth Investing, we mentioned the significant differences in the taxation rules. Let’s investigate the tax rules and how this might affect your tax obligations in share portfolios. There are some common misunderstandings around this topic for new traders. Depending upon how often you trade in and out of […]
Income Investing or Growth Investing in share trading, which is better?
The Income Strategy Investors love dividends. Many academics and financial professionals are not too fond of it. Income investing is a strategy that focuses on generating a steady stream of income from investments. In the Australian Securities Exchange (ASX), income investing involves investing in companies that pay dividends to their shareholders. Dividends are a portion […]
Nickel and lithium prices suffer a drastic downturn
Why, and what does it mean? In the past year, the price of lithium has dropped by more than 80 percent. Meanwhile, nickel is down more than 40 percent. Both minerals are key components of electric vehicle (EV) batteries. The plummeting prices have pushed WA’s major industry players to mothball their mines, workers to lose […]